Vault Payments is interoperable with a wide variety of global payments and card schemes and natively represents payments as ISO 20022 messages.

Its powerful, low-code configuration layer is logically separate from platform code allowing our clients to add payments and card schemes freely, manage execution flows and implement rules-based payment controls.

Vault Payments can be modified dynamically via its UIs and APIs, empowering our clients to implement new payment journeys and define their behaviour without extensive engineering requirements.

Our clients can create flows using pre-built building blocks or write custom logic using the flexible yet easy-to-use configuration language to suit their unique payment processing needs.

Clients can define rules to execute on any aspect of the payment, such as currency, amount, merchant type, or based on data from integrated systems such as fraud systems – enabling the creation of powerful and bespoke execution logic.